Need Personalized Guidance?
Best for people facing default, wage garnishment, SAVE plan changes, and other complex student loan challenges.
Trusted Student Loan Expertise
Melissa Maguire is the co-founder of Student Debt Solutions and a nationally recognized student loan expert. For more than a decade, she has counseled thousands of borrowers one-on-one, trained bankruptcy attorneys and financial counselors, and helped build the tools inside SDS to simplify one of the most confusing financial systems in America.
Together with her team, she created SDS after seeing how often borrowers miss forgiveness opportunities, end up in the wrong repayment plans, or fall into default simply because they don’t understand the system. SDS combines smart technology with real expert insight to deliver clear answers, personalized guidance, and greater confidence in every decision.
Student Debt Solutions is more than software — it’s expertise, technology, and human support working together to create a clear path forward for the student loan borrower.
Together with her team, she created SDS after seeing how often borrowers miss forgiveness opportunities, end up in the wrong repayment plans, or fall into default simply because they don’t understand the system. SDS combines smart technology with real expert insight to deliver clear answers, personalized guidance, and greater confidence in every decision.
Student Debt Solutions is more than software — it’s expertise, technology, and human support working together to create a clear path forward for the student loan borrower.