Your debt is real but it doesn't define you. Get a confidential 15-minute session with an NFCC-certified counselor who helps you review your situation, explore your options and build a plan that fits your goals. Our consumer advocates trained in credit counseling, will start with a quick conversation to understand your situation. Here’s what you can expect from our credit counseling services:

• No-cost, no obligation—just honest guidance to explore your best debt relief options.
• Confidential and judgment-free—we’ve helped people in all kinds of financial situations.
• No impact on credit— your inquiry stays private and won't hurt your credit score.

We are Consumer Debt Counselors, a nonprofit 501(c)(3) consumer credit counseling and HUD-approved housing counseling agency with over 25 years of experience in advancing the financial well-being of Americans like you by delivering innovative education and personal finance solutions.

Let's work together to achieve your financial goals and ensure a more secure and prosperous future.

Prefer to talk now? We’re here Mon-Thurs, 8am-7pm ET and Fri, 8am-5pm ET. Call us at (800) 820-9232.