Get Help With Credit Card Debt
Struggling with credit card debt? You're not alone.
If you are dealing with high interest credit cards, rising balances, or falling behind on credit card payments, speaking with a certified nonprofit credit counselor can help you understand your options and take the next step toward financial stability.
In a free 15-minute consultation, an NFCC-certified credit counselor will review your situation and help you explore practical ways to manage credit card debt and create a repayment plan that works for you.
Here’s what you can expect from our nonprofit credit counseling services:
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No cost and no obligation - Get honest guidance to explore your credit card repayment options.
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Confidential and judgment-free support - We’ve helped thousands of people facing credit card debt and financial stress.
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No impact on your credit score -Simply speaking with a counselor will not affect your credit.
Consumer Debt Counselors is a nonprofit 501(c)(3) credit counseling agency and HUD-approved housing counseling organization with more than 25 years of experience helping individuals and families manage credit card debt through education, financial guidance, and structured repayment solutions.
Take the first step toward understanding your options.
Prefer to talk now?
Call us at (800) 820-9232
Mon–Thurs: 8am–7pm ET
Fri: 8am–5pm ET
Book Your FREE 15-minute Consultation
Your information is confidential and never shared. There is no obligation to enroll in any program. This session does not impact your credit in any way.
Most appointments are available within the next 24-48 hours.
Why Work With Consumer Debt Counselors
A nonprofit credit counseling agency helping people manage credit card debt and create responsible repayment plans.
NFCC Certified
HUD Approved
Approved by the Executive Office of the US Trustee (EOUST)
What Happens During Your Credit Card Debt Consultation
During your 15-minute call, a certified credit counselor will:
• Listen to your financial situation and answer your questions
• Review your credit card balances, payments, and interest rates
• Explain possible options such as credit card repayment plans
• Help you understand practical steps to reduce and manage credit card debt
There is no obligation to enroll in any program. The purpose of the call is simply to help you understand your options in terms of credit card debt solutions.
What Makes Us Different
For more than 25 years, Consumer Debt Counselors has helped individuals and families manage credit card debt and reduce financial stress through nonprofit credit counseling services.-
We listen first
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We help you understand credit card repayment options
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We explain everything in plain language
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We respect your decisions—no pressure or sales tactics
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You stay completely in control
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You receive guidance, not a sales pitch
Get free credit counseling from certified credit counselors you can trust. Our experienced consumer advocates provide confidential guidance to help you understand your safest financial options and decide on your next steps with confidence. Whether you need credit counseling or broader financial counseling, we offer trusted nonprofit support, personalized reviews, and clear answers—all at no cost and with no obligation.
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